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Get the deposit you need to buy a better home, sooner.

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Expert Buyer's Advocacy for confident buying, selling, and investment.

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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Access Your Home Equity
With No Interest and No Monthly Repayments

Unlock up to $500K from the home you already own. Stay in place, skip the pressure, and use your equity on your terms.
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How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.
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Group 441

Access Your Home Equity

With No Interest and No Monthly Repayments

Unlock up to $500K from the home you already own. Stay in place, skip the pressure, and use your equity on your terms.

Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $5,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

(This estimate is based on your home's current value and equity.)

How much would you like to access?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

Millions of Dollars Unlocked from Home Equity

Helping Australians stay in control of their homes and their future.

Millions of Dollars Unlocked
from Home Equity

Helping Australians stay in control of their homes and their future.

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Staying in the Family Home
Through Rising Costs

Stephen and Amanda were struggling with rising mortgage repayments. HomeFlex helped them unlock $120,000 in equity, allowing them to stay in their family home and manage costs without monthly loan repayments.
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Helping Kids Buy
Their First Home

David and Michelle unlocked $250,000 from their home’s value to help their daughter secure a deposit for her first home, without needing to sell, refinance, or act as guarantors.
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Funding a Dream Renovation
Without Refinancing

Jessica unlocked $150,000 with HomeFlex to complete long-planned home renovations, without refinancing her mortgage or taking on new debt, saying in the home she loves, upgraded for the next chapter of life.

Your Success Is Our Success

HomeFlex is designed to keep you in a home you love, without adding more debt. You get financial flexibility while our investors share in the capital growth - no tricks, no hidden terms, no interest, and no monthly repayments.

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Your Success Is Our Success

Our model has been designed to keep you in a home you love without adding more debt. We designed HomeFlex to be an innovative, easy and transparent way for you to access money that is yours.

You get financial flexibility and our investors get safe long term results through sharing your capital growth. No tricks. No hidden terms.

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How Does HomeFlex Work?

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

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Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

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Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

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Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

How Does HomeFlex Work?

Icon

Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity.
This is a no commitment check, and no impact on your credit score.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

Frequently Asked Questions

Frequently Asked Questions

Can HomeFlex help me avoid refinancing my mortgage?

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Yes, HomeFlex allows you to access the equity in your home without refinancing, taking on a new loan, or increasing your monthly repayments.

Will using HomeFlex add more financial pressure to my situation?

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No, there are no monthly repayments, no interest, and no need to refinance your mortgage. HomeFlex is designed to relieve financial pressure.

Can I use HomeFlex to catch up on missed mortgage payments?

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Yes, you can use the funds unlocked through HomeFlex to cover mortgage arrears or ongoing repayments, giving you more breathing room.

Can I use HomeFlex to catch up on missed mortgage payments or pay down debts?

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Yes, this is one of the many acceptable loan purposes. However, if the funding is provided to relieve financial hardship or consolidate debts, part or all of the funds may be required to pay down existing debts to ensure long-term financial stability.

When do I repay HomeFlex?

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You repay when you sell your home, refinance your mortgage, or choose to buy out HomeFlex’s share - with no monthly repayments in the meantime.

Who is eligible for HomeFlex?

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You may be eligible if you own and live in an established home (not a high-rise apartment, new townhouse, or house-and-land package) located in Melbourne, Sydney, Brisbane, or the Gold Coast, (and surrounding regional areas) and have built up sufficient equity.

How does HomeFlex make money?

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HomeFlex provides funds now in exchange for a share (typically one-third) of your home’s future capital growth. We don’t make our money through interest or monthly repayments.
More FAQs