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Get the deposit you need to buy a better home, sooner.

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Expert Buyer's Advocacy for confident buying, selling, and investment.

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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Going Through Divorce? Stay in Your Home Without Monthly Repayments

Divorce is hard enough - emotionally and financially. HomeFlex helps you access up to $500K of your home equity, with no interest, no monthly repayments, and no need to refinance or sell.
Divorce 1
Divorce 1
Group 441

Going Through Divorce? Stay in Your Home Without Monthly Repayments

Divorce is hard enough - emotionally and financially. HomeFlex helps you access up to $500K of your home equity, with no interest, no monthly repayments, and no need to refinance or sell.
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Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $5,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

(This estimate is based on your home's current value and equity.)

How much would you like to borrow?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

How Does HomeFlex Work?

How Does HomeFlex Work?

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

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Check Your Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

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Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

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Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

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Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Divorce Is Hard Enough. Let’s Not Add Monthly Repayments Too.

 

Navigating separation or divorce is never easy. If you're trying to stay in the family home, buy out a partner, or manage shared debts, monthly repayments can make an already hard time even harder.

 

HomeFlex gives you a way forward. No interest, no monthly payments, and no pressure to sell or refinance right away - just the flexibility to stay secure and in control.

Divorce 2

Divorce Is Hard Enough. Let's Not Add Monthly Repayments Too.

 

Navigating separation or divorce is never easy. If you're trying to stay in the family home, buy out a partner, or manage shared debts, monthly repayments can make an already hard time even harder.

 

HomeFlex gives you a way forward. No interest, no monthly payments, and no pressure to sell or refinance right away - just the flexibility to stay secure and in control.

 

Divorce 2

How Australians Are Using HomeFlex After Divorce

Helping Australians stay in control of their homes and their future.

How Australians Are
Using HomeFlex After Divorce

 

Helping Australians stay in control of their
homes and their future.

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Staying in the Family Home

Leah needed to keep things stable for her children after separating from her partner. With refinancing off the table, she used HomeFlex to unlock the equity in her home and stay, with no repayments and no pressure.
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Avoiding Refinancing After Divorce

Monica wanted to move on after her divorce, but she was left managing shared debts and couldn’t refinance on a single income. HomeFlex helped her access $65,000 in equity to wipe the slate clean and rebuild, without touching her mortgage.
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Buying Out a Partner Without a New Loan

Graham wanted to remain in the home he’d built but couldn’t take on a new mortgage alone. HomeFlex gave him access to $120,000 in equity so he could buy out his former partner and move forward, without taking on more debt.

Compare Your Options After Separation or Divorce

Compare Your Options After Separation or Divorce

 

 

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Refinance Loan
Personal Loan
No Monthly Repayments
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No Interest
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Use Equity Without Selling
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Stays Off Title
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Repay When You Choose
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Funds up to $500K
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HomeFlex helps you move on, without moving out.

 

HomeFlex helps you move one, without moving out.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

Frequently Asked Questions

 

Frequently Asked Questions

 

*Can I use HomeFlex for any reason?

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HomeFlex can be used to cover costs, clear debts, support loved ones, or invest in your lifestyle. Where needed, we may require funds to be used for debt reduction. Funds cannot be used for gambling or illegal activities. Usage must be consistent with the purpose disclosed as part of your application.

Can I use HomeFlex during or after a divorce?

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HomeFlex can help you stay in your home, buy out a partner, or manage shared financial obligations - all without taking on new repayments.

Do I need to refinance after separation?

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HomeFlex offers a way to access equity without refinancing your existing loan or adding new interest-bearing debt. Seek financial and legal advice to assess your options.

Will HomeFlex require both parties' approval if we’re separated?

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If both names remain on title, agreement from both parties is required; if ownership is resolved, only the current owner applies.

Will this impact my ability to borrow again in future?

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Accessing HomeFlex may affect your borrowing power, depending on your personal financial circumstances. We recommend discussing your plans with a licensed financial adviser. There may be some situations where we require you seek independent financial advice.
More FAQs