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Protecting investments and securing income with peace of mind.

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PROPERTY OWNERS

Melbourne

Property Management

Switch To LongView

Maximise Rental Income

Free Rental Appraisal

Brisbane

Property Management

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Free Rental Appraisal

RENTERS

Melbourne

Current Renters

Renting With LongView

Browse Rental Properties

Emergency Trades

Brisbane

Current Renters

Renting With LongView

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Emergency Trades

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Unlock your home equity and invest in what you need now.

Get Started

MEET YOUR FINANCIAL GOALS

Pay down your mortgage

Invest in your business

Finance your renovation

Consolidate debts

Navigate divorce or separation

Help your kids buy a home

Handle an unexpected life event

Live more comfortably in retirement

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FAQs

Resource Hub

Home Equity Calculator
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Get the deposit you need to buy a better home, sooner.

Get Started

GET THE DEPOSIT YOU NEED TO

Buy your first home

Upgrade to your next home

Buy a new home after divorce

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Calculate Borrowing Capacity
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Expert Buyer's Advocacy for confident buying, selling, and investment.

Free Consultation

EXPERT ADVICE TO HELP YOU

Buying a home

Buying an investment property

Selling a home

 

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Free Property Appraisal

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Invest in a fund that offers exposure to a portfolio of family homes.

Learn More

OUR FUND

Home Equity Investments

How it works

The team

IMPORTANT MATERIALS

Download our Quarterly Investor Update

Download our Information Memorandum

Download an Application Form

Home Equity Fund Overview

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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WHO ARE WE

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Why choose us?

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Renovate Without Refinancing or Monthly Payments

Access up to $500K of your home equity to fund your renovation. No interest. No monthly repayments. No need to refinance. Make the updates you want, in a way that works for your finances.
Renovations 1
Renovations 1
Group 441

Renovate Without Refinancing or Monthly Payments

Access up to $500K of your home equity to fund your renovation - no interest, no monthly repayments, and no need to refinance. Make the updates you want, in a way that works for your finances.
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Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $5,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

(This estimate is based on your home's current value and equity.)

How much would you like to borrow?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

Check My Eligibility

How Does HomeFlex Work?

How Does HomeFlex Work?

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

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Check Your Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

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Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

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Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

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Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

You Don’t Need a Loan to Upgrade Your Home

 

Dream kitchen? New bathroom? Outdoor extension? Whatever’s on your renovation list, HomeFlex lets you fund it without the stress of a construction loan, added mortgage, or monthly repayments.

 

You stay in control, and in your home, every step of the way.

Renovations 2

You Don’t Need a Loan to Upgrade Your Home

Dream kitchen? New bathroom? Outdoor extension? Whatever’s on your renovation list, HomeFlex lets you fund it without the stress of a construction loan, added mortgage, or monthly repayments.

You stay in control, and in your home, every step of the way.

Renovations 2

How Australians Are Using HomeFlex to Renovate Smarter 

Helping Australians stay in control of their homes and their future.

How Australians Are Using HomeFlex to Renovate Smarter

 

Helping Australians stay in control of their
homes and their future.

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Keep the Home You Love, Just Make It Better

James and Jane used HomeFlex to update their kitchen and bathroom after years of putting it off. They avoided refinancing and monthly repayments, and created a home they love living in.
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Renovate Without Interrupting Retirement

June, a retiree, accessed funds to make her home safer and more comfortable, all without disrupting her pension or taking on new debt.
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Extend for a Growing Family, Not Growing Debt

With another baby on the way, Jess and Carly used HomeFlex to add a second living area, creating space for their growing family without monthly repayments.

Compare Your Renovation Funding Options

 

Compare Your Renovation Funding Options

 

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Refinance Loan
Construction Loan
Repay When You Choose
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No Monthly Repayments
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No Interest
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No Plans or Builder Required
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Use Funds for Any Renovation
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HomeFlex helps you renovate with freedom, no loan, no stress, no compromise.

 

HomeFlex gives you room to breathe, without taking on more debt.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.

How Australians Are Using HomeFlex

Unlock the value of your home to take control of your future.

Need it for something else? Just ask.

Frequently Asked Questions

 

Frequently Asked Questions

 

Can I use HomeFlex to fund any type of renovation?

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HomeFlex funds can be used for a range of renovations - accessibility upgrades, energy efficiency improvements, or cosmetic changes are all acceptable uses. *Funds must not be used for gambling or illegal activity. Where needed, we may require some funds be used for debt reduction.

Will I have to refinance my mortgage to access HomeFlex for a renovation?

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HomeFlex works alongside your current mortgage, with no refinancing or additional loans required.

Can I start renovating straight away?

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Once funds are settled, you can begin your renovation project immediately, without waiting for loan approvals.

Will using HomeFlex impact my future plans to sell?

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You remain in full control of when and how you sell your home. HomeFlex provides long-term funding secured against your home’s future value, not short-term financing for renovation projects. We share only in the agreed portion of your future capital growth when you eventually sell or refinance.

Can I access more funds later if I need them?

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You may be able to unlock additional funds in the future, subject to eligibility and responsible use.
More FAQs