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Get the deposit you need to buy a better home, sooner.

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Expert Buyer's Advocacy for confident buying, selling, and investment.

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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Need Business Capital?

Use Your Home Equity Without Monthly Payments

HomeFlex helps business owners unlock up to $500K of home equity. No interest. No monthly repayments. No selling.
Business Investment 1
Business Investment 1
Group 441

Need Business Capital?
Use Your Home Equity Without Monthly Payments

HomeFlex helps business owners unlock up to $500K of home equity - no interest, no monthly repayments, no selling.
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Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $5,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

(This estimate is based on your home's current value and equity.)

How much would you like to borrow?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

How Does HomeFlex Work?

How Does HomeFlex Work?

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

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Check Your Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

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Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

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Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

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Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Business Capital Without the Pressure of Monthly Repayments

 

Business costs can hit when you least expect them - delayed payments, rising expenses, or a chance to grow.

 

HomeFlex gives you breathing room. Access up to $500K from your home’s equity, with no interest, no monthly repayments, and no need to sell.

 

There’s no requirement for business financials or trading history. Just a more flexible way to fund what’s next, without the pressure of traditional business lending.

Business Investment 2

Business Capital Without the Pressure of Monthly Repayments

Business costs can hit when you least expect them - delayed payments, rising expenses, or a chance to grow.

HomeFlex gives you breathing room. Access up to $500K from your home’s equity, with no interest, no monthly repayments, and no need to sell.

There’s no requirement for business financials or trading history. Just a more flexible way to fund what’s next, without the pressure of traditional business lending.

Business Investment 2

How Australians Are Using HomeFlex to Fund Their Business

Helping Australians stay in control of their homes and their future.

How Australians Are Using HomeFlex to Fund Their Business

 

Helping Australians stay in control of their homes and their future.

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Keeping a Small Business Afloat During Tough Times

Mark faced a cashflow crisis when client payments were delayed. Banks wouldn’t extend credit, and loans came with high repayments he couldn’t afford. HomeFlex helped him unlock $80,000 from his home, giving him breathing space to cover staff wages and expenses without adding debt.
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Launching a New Venture Without New Debt

Renee had the opportunity to launch a niche consulting business but didn't want to risk her family's financial security by taking out a traditional business loan. Using HomeFlex, she accessed $100,000 from her home equity, funding her start-up costs without repayments or monthly loan obligations.
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Expanding a Family Business Without Refinancing

Daniel and Farah wanted to expand their successful café to a second location but couldn’t qualify for additional business lending. HomeFlex allowed them to tap into $150,000 of equity without refinancing their home loan, giving them the flexibility to grow their business at their own pace.

Compare Your Options for Business Funding

 

Compare Your Options for Business Funding

 

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Business Loan
Overdraft Facility
Repay When You Choose
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No Interest
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No Monthly Repayments
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No Business Financials Required
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Use Equity Without Selling
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Stays Off Title
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Funds up to $500K
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HomeFlex gives you control without putting your business at risk.

 

HomeFlex gives you control without putting your business at risk.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

Frequently Asked Questions

 

Frequently Asked Questions

 

Do I need business financials to apply?

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You don’t need to provide business financials or trading history. However, we do require your personal financial information as part of the application process. Whilst we recommend seeking independent financial advice, there might be some situations where we require you seek independent financial advice.

Is there a limit to how I use the funds for my business?

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HomeFlex gives you flexibility to use the funds for your business needs (subject to meeting LongView’s credit criteria), from cashflow support to growth investments.

When do I have to repay?

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Repayment happens only when you choose to sell, refinance your home or repay us what you owe, with no impact on your day-to-day business operations.

*Can I use HomeFlex for any reason?

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HomeFlex can be used to cover costs, clear debts, support loved ones, or invest in your lifestyle. Where needed, we may require funds to be used for debt reduction. Funds cannot be used for gambling or illegal activities. Usage must be consistent with the purpose disclosed as part of your application.
More FAQs