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Protecting investments and securing income with peace of mind.

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PROPERTY OWNERS

Melbourne

Property Management

Switch To LongView

Maximise Rental Income

Free Rental Appraisal

Brisbane

Property Management

Switch To LongView

Free Rental Appraisal

RENTERS

Melbourne

Current Renters

Renting With LongView

Browse Rental Properties

Emergency Trades

Brisbane

Current Renters

Renting With LongView

Browse Rental Properties

Emergency Trades

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Unlock your home equity and invest in what you need now.

Get Started

MEET YOUR FINANCIAL GOALS

Pay down your mortgage

Invest in your business

Finance your renovation

Consolidate debts

Navigate divorce or separation

Help your kids buy a home

Handle an unexpected life event

Live more comfortably in retirement

USEFUL LINKS

Resources/Blogs/Guides

FAQs

Resource Hub

Home Equity Calculator
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Get the deposit you need to buy a better home, sooner.

Get Started

GET THE DEPOSIT YOU NEED TO

Buy your first home

Upgrade to your next home

Buy a new home after divorce

USEFUL LINKS

Resources/Blogs/Guides

FAQs

Resource Hub

Calculate Borrowing Capacity
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Expert Buyer's Advocacy for confident buying, selling, and investment.

Free Consultation

EXPERT ADVICE TO HELP YOU

Buying a home

Buying an investment property

Selling a home

 

USEFUL LINKS

Free Property Appraisal

HEI-1

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Invest in a fund that offers exposure to a portfolio of family homes.

Learn More

OUR FUND

Home Equity Investments

How it works

The team

IMPORTANT MATERIALS

Download our Quarterly Investor Update

Download our Information Memorandum

Download an Application Form

Home Equity Fund Overview

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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WHO ARE WE

About us

Blog/News/Media

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How we can help

Why choose us?

Group 441

Need Help With Mortgage Payments? Access Your Home Equity With No Monthly Repayments

Struggling with mortgage costs or other financial pressures? HomeFlex lets you unlock up to $500K of home equity, with no interest, no repayments, and no need to sell.
Home Calculator 2
Home Calculator 2
Group 441

Struggling With Mortgage Payments? Stay in Your Home With HomeFlex

Stay in the home you love, and access up to $500K without refinancing, taking on new debt, or risking your financial future.
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Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $5,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

(This estimate is based on your home's current value and equity.)

How much would you like to borrow?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

Check My Eligibility

How Does HomeFlex Work?

How Does HomeFlex Work?

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

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Check Your Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

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Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

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Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

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Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Mortgage Pressure? HomeFlex Helps You Stay in Control

 

If mortgage repayments are becoming unmanageable, you're not alone. HomeFlex gives you a way to unlock the equity in your home with no interest, no monthly repayments, and no need to refinance or sell.

Stay on top of your mortgage, reduce the stress, and stay in the home you love.

Mortgage Stress 2

Financial Stress Shouldn’t

Cost You Your Home

HomeFlex offers a lifeline - without interest, or monthly repayments.

If rising repayments are becoming unmanageable, you’re not alone. Thousands of Australians are stuck on variable rates, facing financial stress and difficult choices.

HomeFlex helps you stay in your home, avoid refinancing, and take back control, all by unlocking equity you already own.

Mortgage Stress 2

How Australians Are Using HomeFlex to Ease Mortgage Stress

Helping Australians stay in control of their homes and their future.

How Australians Are
Using HomeFlex to Ease
Mortgage Stress

 

Helping Australians stay in control of their
homes and their future.

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Stay in the
Family Home

Darren used HomeFlex to remain in the family home after his partner passed away, keeping things stable for his daughter while navigating financial uncertainty.
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Support Through
Redundancy

After being made redundant, Juan unlocked equity through HomeFlex to keep up with mortgage repayments while searching for new work, without adding another loan
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Avoid Forced
Downsizing

Stephen faced rising mortgage repayments and couldn’t refinance. HomeFlex helped him unlock equity to ease the pressure and stay in the home he loved, without monthly repayments or needing to sell.

Compare Your Options for Reducing Mortgage Stress

Compare Your Options for Reducing Mortgage Stress

 

 

Compare your options for reducing your monthly mortgage repayments

 

 

Compare your options for reducing your monthly mortgage repayments

 

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Cash Out Refinance
Personal Loan
No Interest
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No Monthly Repayments
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No Debt-To-Income Requirements
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No Restriction On Use Of Funds
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Limited
Limited

 

HomeFlex gives you room to breathe, without taking on more debt.

 

HomeFlex gives you room to breathe, without taking on more debt.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.

How Australians Are Using HomeFlex

Unlock the value of your home to take control of your future.

Need it for something else? Just ask.

Frequently Asked Questions

 

Frequently Asked Questions

 

*Can I use HomeFlex for any reason?

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HomeFlex can be used to cover costs, clear debts, support loved ones, or invest in your lifestyle. Where needed, we may require funds to be used for debt reduction. Funds cannot be used for gambling or illegal activities. Usage must be consistent with the purpose disclosed as part of your application.

Can HomeFlex help me avoid refinancing my mortgage?

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Yes, HomeFlex allows you to access the equity in your home without refinancing, taking on a new loan, or increasing your monthly repayments.

Will using HomeFlex add more financial pressure to my situation?

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There are no monthly repayments, no interest, and no refinancing required. HomeFlex is designed to ease financial pressure, not add to it. We strongly recommend seeking independent financial advice before proceeding. There may be some situations where we require you seek independent financial advice

Can I use HomeFlex to catch up on missed mortgage payments?

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Yes, this is one of the many acceptable loan purposes. However, if the funding is provided to relieve financial hardship or consolidate debts, part or all of the funds may be required to pay down existing debts to ensure long-term financial stability.

Will I still own my home?

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Yes, you remain the sole owner on title. HomeFlex simply registers a mortgage or caveat to secure their interest - you stay fully in control.
More FAQs