Skip to content
Close
SEARCH
Get in touch
Get in touch
PM 2

Untitled design - 2024-08-26T152223-507

Protecting investments and securing income with peace of mind.

Contact Us

PROPERTY OWNERS

Melbourne

Property Management

Switch To LongView

Maximise Rental Income

Free Rental Appraisal

Brisbane

Property Management

Switch To LongView

Free Rental Appraisal

RENTERS

Melbourne

Current Renters

Renting With LongView

Browse Rental Properties

Emergency Trades

Brisbane

Current Renters

Renting With LongView

Browse Rental Properties

Emergency Trades

Website Hero ImagesMortgage Stress Hero

Homeflex Logo 2-1-1

Unlock your home equity and invest in what you need now.

Get Started

MEET YOUR FINANCIAL GOALS

Pay down your mortgage

Invest in your business

Finance your renovation

Consolidate debts

Navigate divorce or separation

Help your kids buy a home

Handle an unexpected life event

Live more comfortably in retirement

USEFUL LINKS

Resources/Blogs/Guides

FAQs

Resource Hub

Home Equity Calculator
BB 5

BB Logo RGB-02-1

Get the deposit you need to buy a better home, sooner.

Get Started

GET THE DEPOSIT YOU NEED TO

Buy your first home

Upgrade to your next home

Buy a new home after divorce

USEFUL LINKS

Resources/Blogs/Guides

FAQs

Resource Hub

Calculate Borrowing Capacity
BA 2

Untitled design - 2024-08-26T145902-635

Expert Buyer's Advocacy for confident buying, selling, and investment.

Free Consultation

EXPERT ADVICE TO HELP YOU

Buying a home

Buying an investment property

Selling a home

 

USEFUL LINKS

Free Property Appraisal

HEI-1

Untitled design - 2024-08-26T145833-118

Invest in a fund that offers exposure to a portfolio of family homes.

Learn More

OUR FUND

Home Equity Investments

How it works

The team

IMPORTANT MATERIALS

Download our Quarterly Investor Update

Download our Information Memorandum

Download an Application Form

Home Equity Fund Overview

About (1)

LV Logo-02 (1)

Wherever you are in your property journey, LongView helps you go further with modern solutions.

Learn More

WHO ARE WE

About us

Blog/News/Media

Careers

USEFUL LINKS

How we can help

Why choose us?

Group 441

Help Your Kids Buy a Home Without Selling or Family Guarantee

HomeFlex lets you unlock up to $500K of equity from your home with no interest, no monthly repayments, and no pressure to downsize or go guarantor.
Help Children Buy 1
Help Children Buy 1
Group 441

Help Your Kids Buy a Home — Without Selling or Family Guarantee

HomeFlex lets you unlock up to $500K of equity from your home/ with no interest, no monthly repayments, and no pressure to downsize or go guarantor.
Group 144@2x
Group 708@2x

Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $5,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

(This estimate is based on your home's current value and equity.)

How much would you like to borrow?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

Check My Eligibility

How Does HomeFlex Work?

How Does HomeFlex Work?

svgviewer-png-output (20)

Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

svgviewer-png-output (21)

Check Your Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

svgviewer-png-output (22)

Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

svgviewer-png-output (25)

Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

svgviewer-png-output (23)

Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

svgviewer-png-output (24)

Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Icon

Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Support Their Future Without Risking Yours

 

Helping your children buy a home is one of the most generous gifts you can give, but it shouldn’t come at the cost of your own financial security. 

 

Unlike going guarantor, selling, or redrawing from super, HomeFlex helps you support your kids without taking on liability or repayments that may affect your retirement.

 

No interest. No monthly repayments. No pressure. 

Help Children Buy 2

Support Their Future Without Risking Yours

Helping your children buy a home is one of the most generous gifts you can give - but it shouldn’t come at the cost of your own financial security. 

Unlike going guarantor, selling, or redrawing from super, HomeFlex helps you support your kids without taking on liability or repayments that may affect your retirement.

No interest. No monthly repayments. No pressure. 

Help Children Buy 2

How Australians Are Using HomeFlex to Help Their Kids Buy

Helping Australians stay in control of their homes and their future.

How Australians Are
Using HomeFlex to Help Their Kids Buy

 

Helping Australians stay in control of their
homes and their future.

Icon

Deposit Gift Without Selling

Brian and Judy wanted to help their daughter buy her first home, but didn’t want to downsize. With HomeFlex, they unlocked $100,000 from their equity, and stayed right where they were.
Icon

Helping Without Going Guarantor

Elaine used HomeFlex to give her son a deposit without putting herself on his mortgage. No loans, no legal risk, just peace of mind for both of them.
Icon

Supporting Two Kids, One Home at a Time

Peter and Lorraine wanted to help both of their children. HomeFlex let them unlock funds gradually, supporting their eldest now, and their youngest in the future, without selling.

Compare Your Options to Help Your Kids Buy

 

 

Homeflex Logo-1-1
Sell & Gift
Family Guarantee
No Monthly Repayments
tick
tick
cross
No Interest
tick
tick
cross
Use Equity Without Downsizing
tick
cross
tick
Keep Full Ownership of Your Home
tick
cross
tick
No Liability for Their Loan
tick
tick
cross
Access Funds up to $500K
tick
tick
cross

 

 HomeFlex gives you a way to help, without leaving your home or putting your retirement at risk 

 

HomeFlex helps you move on, without moving out.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

Unlock the value of your home to take control of your future.

Need it for something else? Just ask.

Frequently Asked Questions

 

Frequently Asked Questions

 

Can I use HomeFlex instead of becoming a guarantor?

+
HomeFlex may provide an alternative to going guarantor, depending on your circumstances. It allows you to unlock equity in your home to support your children’s property purchase, without putting your name on their mortgage. We recommend speaking to our team to understand how this might apply to your situation.

Do I need to sell or refinance my home to help my kids?

+
No. With HomeFlex, you can access the equity in your home while continuing to live there, without needing to sell or refinance your current mortgage.

*Is there a limit to how I use the funds?

+
HomeFlex can be used to provide funds to immediate family members for property purchases - including deposit support, stamp duty, or related costs. Other purposes may also be acceptable, including supplementing your own lifestyle needs. However, certain uses (such as gambling or paying off other people's debts) are not allowed. Our team will work with you during the application process to confirm your intended use is eligible.

Will unlocking equity affect my own borrowing or pension?

+
Accessing funds from your home may impact some government entitlements or borrowing capacity. We strongly recommend seeking independent financial advice before proceeding to fully understand any impacts on your personal situation.

Can my children use HomeFlex themselves to help buy a home?

+
Yes. Homeflex can be used to match what your children have saved for a deposit and purchase costs, helping them buy a better home with less debt. In exchange, LongView receives a share (usually 35%) of the future capital growth. This is only paid when the home is sold or refinanced. Contact us to see if this option is right for your family.

Can I use HomeFlex to help with my child’s school or university fees?

+
Yes, helping with education costs, such as private school fees or university tuition, is an acceptable use of HomeFlex funds. If this is part of your intention, you can let us know during the application process. We recommend speaking to a financial adviser to understand how this might impact your long-term plans or financial entitlements.
More FAQs