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Use Our Home
Equity Calculator
Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
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Check Your
Eligibility
Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
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Get an Independent
Evaluation
We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
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Review Your
Offer
We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
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Unlock Your
Funds
Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
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Use the Money
Your Way
Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.
Credit Card Relief That Lasts
Martin had over $40,000 in credit card and personal loan debt and was barely keeping up with interest. HomeFlex helped him unlock $90,000 from his home, clear everything at once, and finally breathe again, no repayments, no ongoing stress.
Avoiding Refinancing After Divorce
Diane wanted to move on after her divorce, but she was left managing shared debts and couldn’t refinance on a single income. HomeFlex helped her access $65,000 in equity to wipe the slate clean and rebuild, without touching her mortgage.
Single Mum Reclaims Financial Control
Rachel, a single mum of two, was struggling with multiple buy-now-pay-later accounts and car debt. She used HomeFlex to access $50,000 and consolidate everything, freeing up her income and mental load without a single repayment required.
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