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Get the deposit you need to buy a better home, sooner.

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Expert Buyer's Advocacy for confident buying, selling, and investment.

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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Enjoy Life Now Without Downsizing or Taking on Debt

Access up to $500K from your home’s equity, with no repayments, no interest, and no need to sell. Enjoy life now, without compromising your future.
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Enjoy Life Now Without Downsizing or Taking on Debt

Access up to $500K from your home’s equity, with no repayments, no interest, and no need to sell. Enjoy life now, without compromising your future.
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Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $5,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

(This estimate is based on your home's current value and equity.)

How much would you like to borrow?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

How Does HomeFlex Work?

How Does HomeFlex Work?

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

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Check Your Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

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Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

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Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

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Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Your Home Can Give You More Than Just a Place to Live

 

You’ve worked hard for your home, now it can support the lifestyle you've earned. With HomeFlex, you can enjoy life now, without selling, monthly payments, or downsizing.

 

Access your equity to travel, support family, or improve your quality of life, and repay when it suits you.

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Your Home Can Give You More Than Just a Place to Live

You've worked hard for your home. With HomeFlex, you can enjoy it, without selling, monthly payments, or downsizing.

Access your equity to travel, support family, or improve your quality of life, and repay when it suits you.

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How Australians Are Using HomeFlex to Live More Comfortably

How Australians Are
Using HomeFlex to Live More Comfortably

 

Helping Australians stay in control of their
homes and their future.

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Travel Without Tapping Super

Helen used HomeFlex to take the overseas trip she’d been putting off for years, without touching her superannuation or selling her home.
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Stay in the Family Home, Live Better

John and Denise were nearly mortgage-free but needed funds to enjoy life more. They unlocked $90,000 with HomeFlex, enough to upgrade the house and take pressure off their day-to-day budget.
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Help the Grandkids and Still Enjoy Retirement

Margaret wanted to give each grandchild a financial gift, without sacrificing her lifestyle. HomeFlex helped her unlock equity while keeping her independence and peace of mind.

Compare Your Options for Unlocking a Better Lifestyle

Compare Your Options for Unlocking a Better Lifestyle

 

 

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Sell & Downsize
Early Access to Super
No Monthly Repayments
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No Interest or Ongoing Costs
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Preserve Your Superannuation
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Use Equity Without Selling
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Up to $500K Available
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HomeFlex gives you access to your equity, without giving up your comfort or control.

 

HomeFlex gives you access to your equity, without giving up your comfort or control.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.

Frequently Asked Questions

 

Frequently Asked Questions

 

*Can I use HomeFlex to travel or enhance my lifestyle?

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HomeFlex gives you access to your home equity, which can be used for a range of approved purposes. Travel or lifestyle improvements may be supported where they align with your stated goals and overall financial position. Your intended use of funds will be discussed during the application process.

Will HomeFlex affect my pension or entitlements?

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Accessing equity may affect some financial entitlements. We strongly recommend seeking independent financial advice before proceeding. There may be some situations where we require you seek independent financial advice.

Can I partially access my equity now and unlock more later?

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Yes, you may choose to unlock a portion of your equity now. Additional access may be available in future, subject to reassessment, current market value, and your financial needs at the time.

Can I still use my super or sell later if needed?

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Absolutely. HomeFlex gives you flexibility now, while preserving your ability to draw on super or downsize in the future if you choose.
More FAQs