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Protecting investments and securing income with peace of mind.

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PROPERTY OWNERS

Melbourne

Property Management

Switch To LongView

Maximise Rental Income

Free Rental Appraisal

Brisbane

Property Management

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Free Rental Appraisal

RENTERS

Melbourne

Current Renters

Renting With LongView

Browse Rental Properties

Emergency Trades

Brisbane

Current Renters

Renting With LongView

Browse Rental Properties

Emergency Trades

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Unlock your home equity and invest in what you need now.

Get Started

MEET YOUR FINANCIAL GOALS

Pay down your mortgage

Invest in your business

Finance your renovation

Consolidate debts

Navigate divorce or separation

Help your kids buy a home

Handle an unexpected life event

Live more comfortably in retirement

USEFUL LINKS

Resources/Blogs/Guides

FAQs

Resource Hub

Home Equity Calculator
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Get the deposit you need to buy a better home, sooner.

Get Started

GET THE DEPOSIT YOU NEED TO

Buy your first home

Upgrade to your next home

Buy a new home after divorce

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Calculate Borrowing Capacity
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Expert Buyer's Advocacy for confident buying, selling, and investment.

Free Consultation

EXPERT ADVICE TO HELP YOU

Buying a home

Buying an investment property

Selling a home

 

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Free Property Appraisal

HEI-1

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Invest in a fund that offers exposure to a portfolio of family homes.

Learn More

OUR FUND

Home Equity Investments

How it works

The team

IMPORTANT MATERIALS

Download our Quarterly Investor Update

Download our Information Memorandum

Download an Application Form

Home Equity Fund Overview

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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WHO ARE WE

About us

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How we can help

Why choose us?

Group 441

Life Doesn’t Always Go to Plan - But You Shouldn’t Have to Sell Your Home

Use the equity in your home to get through tough times. Access up to $500K with no repayments, no interest, no refinancing, and no need to sell.
Loss Of Income 1
Loss Of Income 1
Group 441

Life Doesn't Always Go to Plan - But You Shouldn't Have to Sell Your Home

Use the equity in your home to get through tough times. Access up to $500K - no repayments, no interest, no refinancing, and no need to sell.
Group 144@2x
Group 708@2x

Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $5,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

(This estimate is based on your home's current value and equity.)

How much would you like to borrow?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

Check My Eligibility

How Does HomeFlex Work?

How Does HomeFlex Work?

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

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Check Your Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

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Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

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Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

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Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Get Back on Your Feet Without Taking on More Debt

 

Job loss, illness, or caring for family can happen without warning, and the financial strain adds up quickly.

 

HomeFlex helps you access your home equity to stay afloat without loans, monthly repayments, or having to sell your home.

Loss Of Income 2

Get Back on Your Feet Without Taking on More Debt

 

Job loss, illness, or caring for family can happen without warning, and the financial strain adds up quickly.

 

HomeFlex helps you access your home equity to stay afloat without loans, repayments, or having to sell your home.

 

Loss Of Income 2

How Australians Are Using HomeFlex to Navigate Life Events

Helping Australians stay in control of their homes and their future.

How Australians Are
Using HomeFlex for Redundancy Without Panic

 

Helping Australians stay in control of their
homes and their future.

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Redundancy Without Panic

Andrew lost his job unexpectedly and couldn’t keep up with repayments. Instead of refinancing, he unlocked $75,000 through HomeFlex - enough to stay secure while finding his next role
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Time Off to Care for Family

Karen left work to care for her mum full-time. With no income and bills mounting, she accessed $50,000 from her home, no pressure, no repayments.
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Unexpected Medical Costs

Harry faced high out-of-pocket health expenses that insurance didn’t cover. HomeFlex helped him stay financially stable, without touching his super or racking up credit card debt.

Compare Your Options to  When Life Doesn’t Go to Plan

Compare Your Options to  When Life Doesn’t Go to Plan

 

 

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Credit Card
Personal Loan
No Monthly Repayments
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No Interest
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Repay When You Choose
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Use Equity Without Selling
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Stays Off Title
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Funds Up to $500K
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Can Consolidate Multiple Debts*
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HomeFlex provides stability when life takes an unexpected turn,  no repayments, no pressure.

 

HomeFlex provides stability when life takes an unexpected turn,  no repayments, no pressure.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.

How Australians Are Using HomeFlex

Unlock the value of your home to take control of your future.

Need it for something else? Just ask.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

Frequently Asked Questions

 

Frequently Asked Questions

 

Can I use HomeFlex if I’ve lost my income?

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HomeFlex can help bridge a period of lost income while you work toward securing new employment or stabilising your financial situation. As a responsible lender, HomeFlex has not been designed to replace long-term income or support ongoing financial hardship without a recovery plan.

*Can I use HomeFlex to cover medical bills or daily expenses?

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Yes, in many cases HomeFlex can be used to help cover out-of-pocket medical costs or ease day-to-day financial pressures. However, all funds must be used in line with the purpose you disclose during your application. Funds cannot be used for gambling or illegal activities. We recommend speaking to a financial advisor to ensure this option suits your circumstances.

Will I need to sell my home if I use HomeFlex?

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HomeFlex is designed to help you stay in your home through challenging periods, without forcing a sale.

What if I recover financially before I sell?

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You can choose to repay HomeFlex early at any time, with flexible exit options available.

Does accessing equity impact my super or pension?

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HomeFlex does not draw on your superannuation. However, equity access may affect certain financial entitlements, so we recommend seeking independent financial advice. There may be some situations where we require you seek independent financial advice.
More FAQs