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Protecting investments and securing income with peace of mind.

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PROPERTY OWNERS

Melbourne

Property Management

Switch To LongView

Maximise Rental Income

Free Rental Appraisal

Brisbane

Property Management

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Free Rental Appraisal

RENTERS

Melbourne

Current Renters

Renting With LongView

Browse Rental Properties

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Brisbane

Current Renters

Renting With LongView

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Homeflex Logo 2-1-1

Unlock your home equity and invest in what you need now.

Get Started

MEET YOUR FINANCIAL GOALS

Pay down your mortgage

Invest in your business

Finance your renovation

Consolidate debts

Navigate divorce or separation

Help your kids buy a home

Handle an unexpected life event

Live more comfortably in retirement

Buy a home

USEFUL LINKS

Resources/Blogs/Guides

FAQs

Resource Hub

Home Equity Calculator
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Expert Buyer's Advocacy for confident buying, selling, and investment.

Free Consultation

EXPERT ADVICE TO HELP YOU

Buying a home

Buying an investment property

Selling a home

 

USEFUL LINKS

Free Property Appraisal

HEI-1

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Invest in a fund that offers exposure to a portfolio of family homes.

Learn More

OUR FUND

Home Equity Investments

How it works

The team

IMPORTANT MATERIALS

Download our Quarterly Investor Update

Download our Information Memorandum

Download an Application Form

Home Equity Fund Overview

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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WHO ARE WE

About us

Blog/News/Media

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USEFUL LINKS

How we can help

Why choose us?

Group 441

A Reverse Mortgage
Alternative

Unlock Equity Without Compounding Interest, Age Limits, or Monthly Repayments.
If you’re looking to release cash from your home, you’ve likely come across reverse mortgages. But there’s another way.
HomeFlex lets you access up to $500K without taking on new monthly repayments, interest, or age restrictions. It even works if you already have a mortgage.
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iStock-1399376484
Group 441

The Reverse Mortgage Alternative

Unlock Equity Without Compounding Interest, Age Limits, or Monthly Repayments.
If you’re looking to release cash from your home, you’ve likely come across reverse mortgages. But there’s another way.
HomeFlex lets you access up to $500K without taking on new monthly repayments, interest, or age restrictions. It even works if you already have a mortgage.
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Estimate your HomeFlex access

Move the sliders below to see how much of your home's value you could unlock, without new loans or monthly repayments.

What is your home currently worth?
$500,000 $10,000,000
How much do you currently owe on your mortgage?
$0 $8,000,000
You may be able to unlock

$50,000 - $150,000

This estimate is based on your home's current value and equity.
This estimate is based on your
home's current value and equity.

How much would you like to access?

$0 $8,000,000

When do you expect to repay LongView?

1 Year 10 Years

How much do you expect your home will be worth in years?

$0 $5,000,000
Estimated home value in years 1 $6,086,189
Mortgage balance 2 $4,754,514
Total amount you owe LongView $5,785,458
Your remaining home equity $150,000
Calculator details

This calculator is provided for illustrative purposes only. The actual outcome will vary depending on unknown variables such as property values, loan terms, interest rates and approved loan sizes etc.

1 - This is based on your estimate of your future home value. For customers with a funding need <3 years, please contact LongView on 1800 931 784 to discuss your financial needs.

2 - If you do not specify your remaining loan term or interest rate under additional questions, the calculator will assume a 25-year loan term and 6.5% p.a. interest rate on your first mortgage and will amortise the mortgage balance accordingly. Any amortisation does not consider the effect of additional repayments, balances in offset accounts or fluctuating interest rates.

Happy with how much you could potentially access? Want to see if your home is eligible?

Check My Eligibility

How Does HomeFlex Work?

How Does HomeFlex Work?

1

 

See What You

Could Unlock

 

Use our calculator to check

your home equity and find

out if you're eligible

2

 

Chat With

Our Team

 

We'll answer your

questions and help

arrange a property assessment.

3

 

Get Your

Offer

 

Receive a clear,

no-pressure offer based

on your home's value.

4

 

Pay Us

Back Later

 

No repayments while you live

in your home - just an interest

free share of its future growth

1See What You Could Unlock

 

Use our calculator to check your home equity and find out if you're eligible

 

2Chat With Our Team

 

We'll answer your questions and help arrange a valuation.

 

3Get Your Offer

 

Receive a clear, no-pressure offer based on your home's value.

4Pay Us Back Later

 

No repayments while you live in your home — just an interest free share of its future growth

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

svgviewer-png-output (21)

Check Your Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

svgviewer-png-output (22)

Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

svgviewer-png-output (25)

Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Icon

Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Equity Access Without  Compounding Debt

 

Reverse mortgages give you cash, but charge interest that compounds over time - growing your loan balance year after year. 

HomeFlex works differently. 

  • No monthly repayments
  • No interest or growing debt
  • Works even if you still have a mortgage
  • No minimum age restrictions

 

HomeFlex isn’t about traditional debt. We provide cash upfront and share in your home’s future growth. You stay in your home, with no compounding interest holding you back.

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Financial Stress Shouldn’t

Cost You Your Home

HomeFlex offers a lifeline - without interest, or monthly repayments.

If rising repayments are becoming unmanageable, you’re not alone. Thousands of Australians are stuck on variable rates, facing financial stress and difficult choices.

HomeFlex helps you stay in your home, avoid refinancing, and take back control, all by unlocking equity you already own.

Mortgage Stress 2

How Australians Are Using HomeFlex Instead of a reverse Mortgage

Helping older Australians unlock equity without interest, monthly repayments, or selling their homes.

How Australians Are
Using HomeFlex to Ease
Mortgage Stress

 

Helping Australians stay in control of their
homes and their future.

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Ease Financial Pressure
Without Interest

David and Carol wanted to unlock equity for living costs but were worried about compounding interest from a reverse mortgage. HomeFlex gave them breathing room without repayments or selling.
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Stay in the
Family Home

Margaret used HomeFlex to access funds for medical expenses and remain in the home she’s lived in for 30 years, without taking on traditional debt or monthly repayments.
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Access Funds Before
Retirement Age

At 54, Susan thought she’d have to wait years for a reverse mortgage. HomeFlex let her access her home’s value early, keeping her finances flexible.

Compare HomeFlex and Reverse Mortgages

 

Compare Your Options for Reducing Mortgage Stress

 

 

Compare your options for reducing your monthly mortgage repayments

 

Homeflex Logo-1-1
Reverse Mortgage
Interest
tick No interest charged
cross Interest compounds over time
Monthly Repayments
tick None
cross None (but interest adds to loan)
Works With Existing Loan
tick Yes
cross No
Minimum Age Requirement
tick None
cross Usually 60+
Access Equity
tick Up to $500K (5-15% of property value)
tick Based on age & property value
If Property Value Falls
tick Shared impact with HomeFlex
cross Loan balance continues to grow

 

A smarter way to unlock funds and protect your home’s future

 

HomeFlex gives you room to breathe, without taking on more debt.

Check Your Eligibility

 
Answer a few simple questions to find out if you’re eligible to unlock your home equity.
This is a no commitment check, and no impact on your credit score.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

How Australians Are Using HomeFlex

 Unlock the value of your home to take control of your future.
Need it for something else? Just ask.

How Australians Are Using HomeFlex

Unlock the value of your home to take control of your future.

Need it for something else? Just ask.

Frequently Asked Questions

 

Frequently Asked Questions

 

Is HomeFlex a loan or reverse mortgage?

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HomeFlex is a shared equity product and does not charge interest. You receive a lump sum today and repay it later as a fixed share of your home’s future growth.

Can I use HomeFlex if I still have a mortgage?

+
Yes. Unlike a reverse mortgages, HomeFlex works alongside your existing mortgage.

Do I need to be over 55?

+
No. HomeFlex has no minimum age requirement. You can unlock your home’s equity at any stage of life.

Will I need to make monthly repayments?

+
No. With HomeFlex, there are no monthly repayments and no interest charges. You settle when you sell or refinance your home.

Can I use HomeFlex to travel or enhance my lifestyle?

+
HomeFlex gives you access to your home equity, which can be used for a range of approved purposes. Travel or lifestyle improvements may be supported where they align with your stated goals and overall financial position. Your intended use of funds will be discussed during the application process.

Will HomeFlex affect my pension or entitlements?

+
We strongly recommend seeking independent financial advice before proceeding as accessing equity may affect some financial entitlements. There may be some situations where we require you seek independent financial advice.

Can I partially access my equity now and unlock more later?

+
Yes, you may choose to unlock a portion of your equity now. Additional access may be available in future, subject to reassessment, current market value, and your financial needs at the time.

Can I still use my super or sell later if needed?

+
Absolutely. HomeFlex gives you flexibility now, while preserving your ability to draw on super or downsize in the future if you choose.