HomeFlex Eligibility Checker

Check Your Eligibility

Answer the questions below to find out if you’re eligible to unlock your home equity. This is a no commitment check, and has no impact on your credit score.

Which State do you live in? *

What is the current value of your home? *

What is your postcode? *

How much do you owe on your current mortgage? *

What type of property do you own? *

How much Home equity do you want to access? *

How do you intend to use the funds? *

How does the HomeFlex product work?

HomeFlex allows you to unlock funds from your home now, in exchange for a share (typically around one-third) of its future capital growth. There’s no interest and no monthly repayments. You repay when you sell, refinance, or choose to buy us out.

What is the application process?

Start by using our eligibility checker. It only takes a minute and won’t affect your credit score. If you’re eligible, you’ll be invited to leave your contact details. From there, a member of our team will be in touch to understand your goals, confirm your property details, and guide you through the next steps.

What are the eligibility criteria?

Location - You need to own a home, as an owner occupier, located in Melbourne, Sydney, Brisbane, Gold Coast (or surrounding regions). Property Type - We make money as a business by ensuring we are supporting clients who live in quality homes. We review each property on its merits however, we typically don’t provide funds to owners with properties in high rise apartments, new build townhouses or house & land packages.

Will I still own my home?

Yes, you remain the sole owner on title. HomeFlex simply places a mortgage or caveat to secure their interest.

Check Your Eligibility

You’re on track to unlock the equity in your home.

It seems you’re not eligible.

How Australians Are Using HomeFlex

How Australians Are Using HomeFlex

Frequently Asked Questions

Frequently Asked Questions

How does the HomeFlex product work?

What is the application process?

What are the eligibility criteria?

Will I still own my home?

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