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Protecting investments and securing income with peace of mind.

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Property Management

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Selling an Investment Property

 

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Unlock your home equity and invest in what you need now.

Get Started

MEET YOUR FINANCIAL GOALS

Pay down your mortgage

Invest in your business

Finance your renovation

Consolidate debts

Navigate divorce or separation

Help your kids buy a home

Handle an unexpected medical or life event

Live more comfortably in retirement

USEFUL LINKS

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Resource Hub

Home Equity Calculator
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Invest in a fund that offers exposure to a portfolio of family homes.

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OUR FUND

Home Equity Investments

How it works

The team

IMPORTANT MATERIALS

Download our Fund 1 Quarterly Investor Update

Download our Fund 2 Fact Sheet

 

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Wherever you are in your property journey, LongView helps you go further with modern solutions.

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WHO ARE WE

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Why choose us?

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Access Your Home Equity

With No Interest and No Monthly Repayments

Unlock up to $500K from the home you already own. Stay in place, skip the pressure, and use your equity on your terms.

Call us: 1800 431 544

Why Choose HomeFlex?

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Stay In The
Home You Love

No need to sell. Keep your home and unlock some of your wealth now.
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No Monthly
Repayments

Unlike a traditional loan, there’s nothing to repay each month.
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No Compounding
Interest

No interest. No snowballing debt. Just a fair share of future growth.

How Australians Are Using HomeFlex

Unlock the value of your home to take control of your future.

Need it for something else? Just ask.

Millions of Dollars Unlocked
from Home Equity

Helping Australians stay in control of their homes and their future.

Your Success Is Our Success

Our model has been designed to keep you in a home you love without adding more debt. We designed HomeFlex to be an innovative, easy and transparent way for you to access money that is yours.

You get financial flexibility and our investors get safe long term results through sharing your capital growth. No tricks. No hidden terms.

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How Does HomeFlex Work?

1See What You Could Unlock

Use our calculator to check your home equity and find out if you're eligible

2Chat With Our Team

We'll answer your questions and help arrange a property assessment

3Get Your Offer

Receive a clear, no-pressure offer based on your home's value

4Pay Us Back Later

No repayments while you live in your home — just an interest-free share of its future growth

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Use Our Home Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.

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Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.

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Get an Independent Valuation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.

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Review Your

Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.

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Unlock Your

Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.

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Use the Money

Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

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Use Our Home
Equity Calculator

Enter a few simple details about your home and mortgage to see how much equity you could unlock, without selling or monthly repayments.
Icon

Check Your
Eligibility

Answer a few quick questions to confirm your eligibility for HomeFlex. It’s fast, obligation-free, and won’t affect your credit score.
Icon

Get an Independent
Evaluation

We arrange a professional, independent valuation to determine how much equity you can unlock based on your property’s current market value.
Icon

Review Your
Offer

We’ll present a clear offer outlining how much you can access and the terms of the agreement. Ask questions, take your time, there’s no pressure.
Icon

Unlock Your
Funds

Once you sign the agreement, the funds are released to you. There are no ongoing monthly repayments, just a share of your future home value growth.
Icon

Use the Money
Your Way

Cover costs, clear debts, support loved ones, or invest in your lifestyle*. You can buy out our share at any time, or repay when you sell your home.

Check Your Eligibility

Answer a few simple questions to find out if you’re eligible to unlock your home equity. This is a no commitment check, and no impact on your credit score.

What Our Clients Have to Say

Frequently Asked Questions

Frequently Asked Questions

What is equity on property?

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Equity on property is your home’s current market value minus your outstanding mortgage balance. It represents the portion of your property you fully own. HomeFlex taps into that equity by providing you funds now in exchange for a share of future property growth, this is not a traditional loan, there are no new monthly repayments, and you remain solely on title.

How much house equity do I have?

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Enter your home’s current valuation and outstanding mortgage into our sliders to see your HomeFlex access estimate - based on the equity on property figure - instantly. This shows exactly how much equity in your home you could access with HomeFlex. We recommend comparing your result side-by-side with your other options, including the official Centrelink Home Equity Access Scheme calculator (if you’re eligible) for a full picture of your options.

How is house equity calculated?

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House equity is simply your home’s market valuation minus your outstanding loan balance. For example, an $800,000 valuation less a $300,000 mortgage leaves $500 000 in equity. Our simple equity calculator uses these numbers to estimate how much you can unlock with HomeFlex - providing you immediate insight into your unlock range by tapping that equity in exchange for a share of future growth.

Can HomeFlex help me avoid refinancing my mortgage?

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Yes, HomeFlex allows you to access the equity in your home without refinancing, taking on a new loan, or increasing your monthly repayments.

Will using HomeFlex add more financial pressure to my situation?

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No, there are no monthly repayments, no interest, and no need to refinance your mortgage. HomeFlex is designed to relieve financial pressure.

Can I use HomeFlex to catch up on missed mortgage payments?

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Yes, you can use the funds unlocked through HomeFlex to cover mortgage arrears or ongoing repayments, giving you more breathing room.

Can I use HomeFlex to catch up on missed mortgage payments or pay down debts?

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Yes, this is one of the many acceptable loan purposes. However, if the funding is provided to relieve financial hardship or consolidate debts, part or all of the funds may be required to pay down existing debts to ensure long-term financial stability.

When do I repay HomeFlex?

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You repay when you sell your home, refinance your mortgage, or choose to buy out HomeFlex’s share - with no monthly repayments in the meantime.

Who is eligible for HomeFlex?

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You may be eligible if you own and live in an established home (not a high-rise apartment, new townhouse, or house-and-land package) located in Melbourne, Sydney, Brisbane, or the Gold Coast, (and surrounding regional areas) and have built up sufficient equity.

How does HomeFlex make money?

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HomeFlex provides funds now in exchange for a share (typically one-third) of your home’s future capital growth. We don’t make our money through interest or monthly repayments.